Comedian Josh Johnson perfectly describes what it’s like to be broke in today’s America

Income inequality isn’t exactly new. However, it seems more people are aware of it than ever. In fact, according to a Pew Research poll that surveyed 36 countries, a “median of 54% of adults across the nations surveyed say the gap between the rich and the poor is a very big problem in their country.”

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Wealth Inequality is a rampant problem.

Photo by Giorgio Trovato on Unsplash

The good news is people are learning to educate themselves—from financial planning to paying attention to where special interest money goes in terms of political leaders. But still, for many of us, it’s hard to understand what it must be like to be wealthy when we’ve never had real wealth. Without having a lived-in experience, even the concept of money itself can be difficult to grasp.

Comedian Josh Johnson, who is also a correspondent and writer on The Daily Show, is an expert at taking complex notions and putting them into hilarious context through his long-form comedic storytelling. In a TikTok clip labeled “That Time I Almost Drowned,” Josh begins by talking about the literal fabric of money. “We look at money as paper, right? At least when it’s in its physical form, it’s this paper thing. But it’s more than paper. There’s fabric that weaves into it. There’s linen, there’s cotton.”

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I Almost Drowned At A Party

Josh likens the actual fabric of money to society. “It works the same way that society works. There’s fabric that weaves all of us together.” He adds, “But there are people who have not been able to participate in the opportunities of making money…so when you tell them a recession is coming, they’re like, ‘What? Okay. I was already broke.'”

He proceeds to illustrate with a story. “One time, I was at a party with my friends, and I fell in the pool.” He makes sure to note that it wasn’t a “pool party” and, therefore, deeply embarrassing. But more than that, “terrifying,” because he reveals, “I can’t swim. And when you don’t swim, being surrounded by water out of nowhere is very concerning.”

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Summer Fall GIF by Mark Rober

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He describes the sudden shock of the water. “I feel like I turned around, and water surrounded me.” What he did next was not so much swim, but rather “drown,” and he hilariously describes his friend fishing him out of the pool like a cat picking up its kitten. Wet and still in shock, Josh understandably wanted to leave immediately. But “the dude who saved me was my ride… and now has ‘mack points’ and begins to use them to hit on people.”

When they finally try to leave, alongside a few other friends, his car won’t start. “Luckily, he did live close enough to the party that we could walk. It was maybe a mile and some change. And as we start walking, it starts drizzling… and then really starts raining.” After describing how his various friends responded to the rain (one hunched into “turtle” position and another put one hand over his head), Josh has an epiphany: “My friend turns to me and says, ‘Josh, you must not mind the rain.’ And I was like, I almost drowned 20 minutes ago. And THAT’S what it’s like when you’re broke. You’re almost drowning all the time. So when people try to scare you with talks of a recession, you’re like, ‘Why would I… what?’” He puts a hand over his head. “You’re doing this… I’m already WET!”

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Raining Stick Figure GIF by State Champs

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Many in the comment section truly empathize, and there seems to be comfort in being “seen.” One fan wrote, “This is incredible. You’re the Kendrick Lamar of comedy.” Another said, “This is such a good way to explain it.”

One top commenter perfectly sums it up: “What is loss to a man who has nothing? What’s a little rain to a drowning man?”

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